Insurance claims · handled for you

Your claim, handled. Your car, like new.

Dreading the insurance side more than the repair itself? Bring us the claim number — or just your policy details, and we will open the claim together. We deal with the adjuster, the approvals, and the paperwork while your car gets a factory-spec repair in North York.

  • Drivable or not
  • At fault or not
  • Free written estimates
  • Lifetime paint warranty
  • All insurance accepted
  • Lifetime install warranty on parts
insurance repair at Collision Auto Center in North York

Deductible assistance

Deductible stress?
Relief starts here.

A deductible should never keep your car broken. Talk to us before you assume you can’t afford the repair — there’s almost always a path.

Talk it through · (647) 594-3401

Not at fault? Usually no deductible.

In Ontario, damage you didn’t cause is paid by your own insurance company under DCPD — and most drivers have no DCPD deductible unless they chose one on their policy. We confirm where your claim lands before repairs begin.

Payment plans on deductibles

When you’re at fault, your collision deductible applies. If money is tight, tell us — we set up a payment plan on the deductible instead of letting it delay your repair.

We fight for every dollar

Teardown-first estimates and supplement handling mean your insurance company pays for the full repair — you never cover hidden damage out of pocket.

Honest help only — we’ll never inflate a claim to “bury” a deductible. That’s fraud, and shops that offer it are cutting corners on your car. How deductible help really works →

Onecall
We take it from here — claim, tow, rental, adjuster
Fast
Photo estimates — a written number back the same day
OEM
OEM parts preferred on every replacement
Lifetime
We guarantee our work — paint warranted for life

We deal with the adjuster

The damage is photographed and documented before a wrench comes out, the adjuster is met at our shop, and supplements are filed when teardown finds more. You get plain-language updates instead of paperwork.

The shop choice is yours in Ontario

Your insurance company can recommend a preferred shop, but it cannot require one. Ontario drivers pick their own repair shop, and your policy covers the reasonable cost of proper repair wherever you take the car.

DCPD, explained in plain words

When you are not at fault, your own insurance company pays for the vehicle damage under Direct Compensation – Property Damage. We help you sort out how fault was assigned, what your deductible actually is, and what the claim will and will not touch.

Documented like evidence

Photographed on arrival, photographed at delivery, laser measurements printed for structural work — a paper trail the insurance company accepts the first time, and one you keep for resale.

Estimate written on the spot
Estimate written on the spot
Photos are all it takes
Photos are all it takes
Keys back, claim closed
Keys back, claim closed

Insurance made easy

We work with all
insurance companies.

We open your claim, meet the adjuster, and handle the approvals for you. And in Ontario, the choice of repair shop is always yours — an insurance company can recommend a shop, but it cannot send you somewhere else.

  • Intact
  • Aviva
  • TD Insurance
  • Desjardins
  • belairdirect
  • The Co-operators
  • Wawanesa
  • Definity (Economical)
  • Allstate
  • CAA Insurance
  • Sonnet
  • Travelers
  • + every other insurance company

Reviews

What customers say

The line we hear most: “I couldn’t tell where the damage had been.”

★★★★★

Honestly, I thought my car would never look the same again — but they completely proved me wrong. I couldn’t even tell where the damage had been repaired or repainted. The paint matched perfectly, and the bodywork was flawless.

Obaid S.
★★★★★

My car was in an accident and the entire rear was damaged. They replaced the rear bumper and tailgate, and the paint job was perfect — matched flawlessly. The quality of work exceeded my expectations.

Dewa J.
★★★★★

Very quality service and fair rates. The staff was professional, honest, and kept me updated throughout the whole process. My car looks brand new again.

Abdisalan A.
★★★★★

Absolutely the best auto body shop I’ve ever used. The paint matched perfectly and the car looked brand new again. They handled everything smoothly and finished on time.

Shahsawar M.

Good to know

Questions about this repair

Straight answers before you commit to anything — and a human on the phone when you want one.

Do I have to use my insurance company’s “preferred” shop?

No. In Ontario the preferred or recommended list is exactly that — a recommendation. You have the right to choose your own repair shop, and your coverage follows the car, not the shop. Tell the adjuster the vehicle is going to Collision Auto Center and we take it from there.

What do I need to bring to start an insurance repair?

Your claim number if you have one — or just your policy information, and we help you open the claim. Add photos if the car is not drivable, plus your keys. We handle the rest, including the adjuster appointment and rental arranged through your coverage.

What if the insurance estimate is lower than the real damage?

Common — first estimates are often written from photos. We tear down the damaged area, photograph every hidden broken part, and file a supplement directly with your insurance company. Approved covered damage never comes out of your pocket beyond the deductible.

Get started

Two questions.
One written estimate.

First the car, then a number to reach you. A written estimate comes back within 1 hour.

What does your car need?

Pick all that apply — “not sure” is a fine answer.

Reply within 1 hour · free, no obligation · prefer to talk? (647) 594-3401

Photo estimates cover what the camera can see — hidden damage is documented and cleared with you (and your insurance) first. Your info goes to our estimator, never sold or shared.

Been in an accident?

We’ll take it
from here.

Mon–Sat · 8 AM–7 PM · Sundays by appointment · Keele St & Sheppard Ave W, North York